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How much may I borrow?
Up to $300 on your first loan and up to $1500 for each subsequent loan
How can I apply for a cash payday loan?
Click here to apply and fill out easy and simple application form. You will be shortly contacted by one of our customer service representative. Cash will be deposited within couple hours directly in your account, once you are approved
What fees are involved?
There is a flat fee of $20.98 for every $100 borrowed which must be paid in full upon the repayment of the loan.
This fee includes all costs of the transaction, No Hidden Fees.
For example if you borrow $100, your repayment amount is $120.98 which is due on your next payday or 2 weeks.
Will you run a credit check on me?
No. We only require you to provide us with a pay slip showing you are currently employed.
What are the requirements for applying for a payday loan?
- You are 18 years of age or older
- Salary paid directly in your bank account
- Currently employed (or receive regular income) and residing in Canada
- Make at least $1334.00 monthly.
Does the process take long?
Customers usually receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you can usually have access to your funds the very next day.
May I request more than one payday loan at a time?
No. Only one payday loan can be outstanding at any given time. However, after repaying your loan on your due date, you can request for another payday loan.
What if I am self employed?
Unfortunately, we do not lend to individuals that are self employed.
How long may I have the money for?
Each loan must be repaid on the day that you receive your next regular salary payment. Depending on your pay frequency, you can keep the loan for up to a maximum of 15 days.
I applied for bankruptcy. Can I still apply for a loan?
Yes. This will not affect your eligibility for a loan. We are here to help you with your short term financial needs. If you are looking for a long term financial solution a payday loan might not be for you. |